About Cyndicyndi

I have been in the lending industry for 30+ years, and at my current company for 20+ years. I bring perspectives gathered from a career in many aspects of both wholesale and retail lending including loan processing, real estate sales, loan documents, loan funding, underwriting, quality control and of course loan originating.

Professional Goals

With this background, I offer my clients years of experience and knowledge gained from assisting hundres of people in all stages of life and income levels. By keeping up-to date on all of the latest loan programs and underwriting guidelines, I guide and educate my clients on choices from First Time Home Buyers programs all the way through loans for the seasoned investor. I educate my clients so they really understand the mortgage process, and I learn about my clients so I can offer each person choices that make sense for them. I enjoy staying in touch with my clients as life changes and so do their needs. I consider myself to be your mortgage broker for life.

Who Cyndi Is

Born in San Diego, I have lived all over the golden state and settled in the Greater Sacramento area in 1995. My husband, Vince and I live in Shingle Springs. My leisure time is spent volunteering on the Honor Our Troops Committee, doing home improvements and landscaping, taking RV trips, amateur photography, kayaking & biking. I am a mom to my grown son, Jeremy.

Work Experience

Mortgage Loan Consultant
Davis & Amaral Mortgage Consultants, Inc.

Financial Services industry
December 1995 – present (20+ years)
My goal is to guide, consult and educate my clients to assist them to find the right mortgage type and payment to fit their budget and life goals.

Mortgage Banking
The Mechanics Bank

(Privately Held; Banking industry)
March 1991 – May 1995 (4 years 3 months)
Processed and underwrote loans, drew loan documents, funded loans, and shipped loans


Diablo Valley College Real Estate Sales & Finance 1988 – 1992

Additional Interests

Community involvement, travel, kayaking, crafts, landscaping and photography.

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